Financial Planning / Retirement Questions
We’ve reached our number, now what?
Hi Terry, all these years listening to your words and I finally have a question! Beth and I have 2...
Money in CD need to reinvest afer retirement
We have a great amount of money in a CD, my husband will be retiring next Dec 2015. Where is...
Investment for retirement
Is it correct to invest all retirement money (IRA and 403B) in a Fixed Index Annuities at the age of...
Non-IRA annuity used to pay off home equity loan
Have home equity loan balance of approx. $67,000. Paying 2.99% interest on loan. Have 3 Roth IRA's totaling about $26,000...
IRA and 401k accounts related to RMD
Between retirement at 66 and the RMD at 70.5, should I be takeing money out and placing it in different...
Any Opinion on QLAC’s (Qualified Longivity Annuity Contracts)
The US government is concerned about retirees outliving their retirement funds. The IRS recently (7-01-14) issued a ruling on QLAC's...
Should spouses move retirement plans to same investment adviser?
Hi, Terry. Didn't have a chance to ask this when you were at GSU this week. My wife and I...
Retirement – Rent or Buy?
Upon retirement I'll be receiving approximately 70k per year (401k, pension plan, social security), before taxes. I'll have about 65k...
pay off all credit debt with loan from my 457plan to help daughter
Hi Terry:Love you--btw- I am in a dilemma- frugal but not with my daughter now 19--private school etc -and the...
How to use 40l(k) for assisted living
I am 82 and need my 401k for an assisted living place how much will i be taxed Terry Says: ...
Executor of Will
Now that my son is 21 years old (he'll be 22 in January 2015), does it make sense to make...
Retirement Replacement Income
I have read a lot of articles about needing 70 - 80% of your highest yearly income to live comfortably...
spending tracker
I'm sure you mentioned this before but can't find it. I'm looking for a good tracker for expenses, something so...
Picking a fee-based financial advisor
Please help. I would like to hire a fee based financial adviser but have no idea how to go about...
Accessing retirement funds for liquid assests…
I work full-time, but have to dip into savings to make ends meet to the point where my savings are...
Converting Gains to Chicken Money?
I am a 63 year old, single male, retired in 2008, relatively good health. I have used up all my...
Mom’s investments
My mom is 82. We just moved her to assisted living. She has some memory loss and we myself an...
retirement and roth
Terry, I am almost 58 and am planning to retire with full retirement from that as a Nurse from Loyola...
Dilemma over withdrawing from (excellent) 401K or taking Social Security early
I'm 62 and have enough money to live on for about another year before I have to start taking money...
Roth or traditional retirement accoiunt
I currently have a retirement account with American Funds, and manage it myself. I keep this account to save up...
