Financial Planning / Retirement Questions
IRS tracking Roths
I'm 63, opened a ROTH IRA in 2012, have put in only money directly from me, no rollover or conversion...
Roth IRA 5yr rule for Withdrawals
My daughter , who is disabled, would like to take money out of her Roth IRA to buy a house....
Privatized Pension?
How does a privatized pension work for investment purposes for a person that is in their 80's? SAVAGE SAYS: I?...
When must gift tax return be filed?
After my mother passed away, my 82 year old father received 50,000.00 on my mother's life insurance policy. He doesn't...
Renewing IRA CD
Hi Terry, I have an IRA CD ( 5 yr term ) that will mature this year in Sept. 2013....
Roll 40l(k) into IRA?
Hi Terry, my employer is having us take our profit sharing 401K out of our current management firm and place...
stock percent 63 yr old retired
What % of stock in a 1.4 million portfolio should I have? I'm retired with an annual income of 40,000....
Series EE savings bonds and paying for college
Terry, I have $4,000 in qualified series EE savings bonds, with an issue price of $1,000 and accrued interest of...
IRA rollover to a church
With interest rates so low on CD's, I am considering a rollover of an existing IRA from a maturing CD...
Pension and Retirement
Terry, I just qualified (age 55) for pension payouts from my former company but am working and making good money...
How Do I find a “trust company”
I'm thinking of setting up a living trust, but how do I find a bank with a trust department I...
Need a retirement withdrawal calculator
Terry: I am 65 years old (soon to be 66 in a couple of months) and would like to retire...
Financial Stability Possible?
I am a divorced medical professional living with my parents I work only 6 hours a week and I'm in...
4% Rule for Retirement Withdrawals
Do you accept the 4% withdrawal rate for retirement assets as viable? What is your recommendation? Also do annuity payments...
SOCIAL SECURITY BENEFITS
My wife and I receive SS benefits and I have a part time job. Since I have contributed the max...
Mom moving in — will it impact Medicaid benefits?
My mother in law 65 y/o currently lives with her husband in a house they own. She receives retirement benefits...
Required Minimum Distributions from 40l(k) — or IRA?
Ms. Savage, Can 401K and 403-B Required Minimum Distributions be bundled and taken out of an IRA account or do...
What do do with Union Annuity and Pension checks
Terry, I'm going to retire next year at 64 and I will have a Union Annuity of $60,000 plus a...
How much should I pay for planning advice?
Terry i have corresponded with you in the past about cfp fee only. i'm about to look seriously for one...
Advice on senior help organizations
In a past col-you mentioned two org's for seniors to check out assistance progs -either state or federal-can you repeat...
