Financial Planning / Retirement Questions

Terry, just retired in June and have approx 1 mil in a guaranteed fund earning about 3.23 %. I’m 66..

Hi, Terry. About 6 years ago, I consolidated my rolled over 401k and some IRAs became a client of a..

Good morning, Terry. I’m hoping you can give me guidance on what options to select for a spousal annuity from..

I am 65 and plan to move money from my 401k to a Roth account to reduce my RMD amounts..

Hi Terry, Enjoy your columns each and every Sunday in the Chicago Tribune. You may want to alert your readers..

I WENT ON YOUR WEBSITE FOR ADVICE ON THIS SUBJECT – ONLY TO FIND OUT I HAD TO JOIN AARP..

Hi Terry, I will be 66 in Jan. 23 and have recently retired. I will be taking money from my..

I keep reading that one must take RMDs starting at age 73, always with the caveat of “unless you are..

I called the rep handling my 401k. I was not able to redirect my RMD to my charity because it..

Hello Terry, I am a social worker (55 y old) a single mother who has some investments managed by a..

I was listening to you on WGN today (11.22.23). You were criticizing the Monte Carlo modeling analysis. Your point was..

I have phone stock in 5 different companies……the rate of return is very low ….should I sell & invest in..

My IRA allocation right now is 60 stocks 40 bonds im 67 what should my allocation be ?

I am 87, my wife is 82. No children. Net worth close to 3million. We live in Lake Forest &..

Terry, I have a personal female friend that is 54 years old . She has a 30 year old son..

Should an IRA account be placed in a Trust?

Hi Terry, I need help finding someone to help with back taxes. They are small amounts the government owes me...

I wonder if you could discuss the IRMAA “cliff” that folks can run afoul of, and how to avoid it.

I am 77 single female income Social Security. I have had Plan F (Blue Cross) since 2011.I was just listening..

My lawyer is telling me that even if I do a RLT for my house, I still should also have..