Financial Planning / Retirement Questions

How to handle market drops if you are required to make Required Minimum Distributions. We have TIP bond funds in..

My wife and I are 55 years old. I recently inherited $200,000.00. No credit card debt, we owe $70,000 on..

i am 87 I pay no fed tax. I have eebonds coming due and I already cashed some with interest..

Hi Terry, I’m 75 in good health but my husband is 86 and has alzheimers. I just put our house..

I was working at a company left in 2019 left a 401k up for $13,000 should I cash out or..

Good morning. I am selling my house and receiving about $180K in profit. I have a 457 plan which I..

My husband is a year away from retirement. He’s heavy into contributing to 401K Should he contribute less since we..

Hi Terry! I have a Simple IRA with around a $50,000 balance from a previous job, and new 401k and..

My wife has 19 credits to go before she receives the required 40 credits for Social Security. She has 2..

https://www.terrysavage.com/how-to-rollover/I no longer work at my job anymore and I want to transfer my 401k. Do I transfer it to..

I was approved for the affordable care act in 2022 and I receive a $600.00 credit each month. I will..

Is there any discussion regarding waiving the 2022 RMD as was done a couple of times before. Taking a distribution..

I will be 66.4 months in July and want to start collecting full benefits. It will be around $2000 a..

My spouse (age 64.5) and I (age 65) are both retired and had planned to wait until age 70 to..

I don’t have an IRA saving how do I save money for my retirement? Can I do it through my..

I want to work as long as I can because I enjoy my work. (I am a high school teacher.)..

we are just getting out of credit card debt have 2 car loans a primary house loan and a lake..

Greetings Terry, I’ve been at my job just over 15 years now & been contributing to my companies 401k plan..

Terry, My husband retired and has a decent account with Fidelity. His name only is on the account. My question..

I am a childcare provider. In this profession there is no 401 k or retirement savings for this profession what..