Housing / Real Estate Questions
10-Year Call Notice on 30-year refinance
In December 2012, my application for a 30-year, 3.125% home loan at Lisle Savings Bank was accepted. My credit score...
Paying mortgage off early
I'm 55 years old I want to pay my mortgage off by age 60. My mortgage company's aids I have...
Mortgages
What is the waiting period for getting a mortgage after you have done a short sale? Thank you. Terry Says: ...
Buying Home despite IRS payment plan
We are on a payment plan with the IRS, will that stop us from buying a home?I was already approved...
tax consequences of an ira withdrawl for a down payment on investment property
Terry, I am turning 70. My wife and I still work, and own our home. We would like to buy...
home sale proceeds
Hi Terry, we are in the process of selling our home of 38 yrs and moving to Florida, we've already...
When to apply/qualify for a mortgage for a retirement home?
I expect to retire within a year and relocate across the country (my retirement date is flexible, and I will...
Rent Subsidy
Terry, I've read that the surest route to bankruptcy is being a "single mom no child support. HUD rental assistance...
Is there a tax savings on a second home mortgage?
My son and I have a home in joint tenancy where the mortage is in his name and I pay...
refinance
I need to refinance my house but I owe more than my loan and my credit is not great. However...
Qualifying for a Mortgage After Retirement
Terry, I am confused regarding your answer to "Buy Or Rent In Retirement". You told the gentleman that he would...
Home refinance
I would like to refinance my home to get a lower rate. Is it a good idea to include my...
MORTGAGES AT RETIREMENT
Terry: I plan on retiring in 6 years and think that I should pay off my mortgage, but my husband...
REIT in rising interest / tapering QE3 environment
I own a currently publicly traded REIT which was originally a private, non-traded REIT that went public in 2013. I...
Foreclose or not to foreclose
I am going to try and make this short. My mortgage is at 6.5%. I cannot refinance because I am...
Buy or Rent in Retirement?
My wife and I will both be 65 when we plan to retire in June, 2014. My job of 43...
Can I afford to buy a home?
Terry,, I met you recently during your Allstate Book Tour stop in King of Prussia, PA. I am 26 years,...
Pay Down HELOC or Start Saving
Hi Terry, my husband and I are both 51 and have been married for 20 years. We have a 530k...
Underwater Investment Property
I purchased a rental house 10 years ago that has never been profitable. Over the last 10 years I have...
mortgage help
i had jp chase for my loan on my house I applyed for a modifcation and was denied the federal...
