Insurance & Annuities Questions

Med advantage commissions

Agents dont get paid by the amount of premium the customer pays . Commission is the same on 0 plans.

Alternative to Medicare Advantage

What is the alternative to Medicare Advantage?

Affordable Care Act Eligibility

We have a 43 year old son, living out of Illinois. Working Full Time at a nice restaurant. He’s been..

Index Annuities

What are you thoughts on index annuities for retirement income? Thanks

Social Security/Medicad Impact

Hello Terry! Are there any impacts to Medicaid benefits if you take social security early at 62, as Medicare isn’t..

HSA penalty

My HSA account stays under $500. How big of a penalty would I be paying if I start a Medicare..

Long term care

Hi Terry, We just received notification from Mutual of Omaha that our long term care premium will increase 28.68% next..

medicare advantage

my question is regarding the push for Med Advantage. My former employer AT&T has negotiated a giant deal with United..

Navigating Medicare

Your recent column on Medicare enrollment failed to point out that the cost of supplemental/Medigap plans go up each year..

Medicare Advantage vs Traditional

This is such a problem. I’m currently covered by a Medicare Advantage plan. Monthly premiums are $39/month and it includes..

IRA Annuity

Should I cancel and reinvest a $31,000 IRA Annuity with a 10% interest annually reduced to 3% after fees taken..

Is there a grace period to cancel annuity once it was purchased?

I had two annuities from two different agents. The agent from a small annuity kept calling me for an appointment..

MEDICARE PART D comparisons

For 2024, I am switching to the Wellcare Value Script Plan. Medicare estimates that my 2024 yearly drug costs –..

Medicare advantage plans

As a retired RN I want to thank you for your explanation of these programs. They may save you money..

Medicare

Is advantage cov C ever better than Medigap F

The disadvantages of Medicare Advantage

Hi Terry, just read your article on The disadvantages of Medicare Advantage. I am 2 months away from making this..

Medicare

I just heard part of ur talk on Wgn on Medicare advantage plans and how bad they r but came..

IRMMA

How much can your income be in 2023 so that you aren’t going to pay IRMMA in 2025 if indeed..

medicare — switching back

I went on Medicare at end of 2016 with Mutual of Omaha with silver scripts. I was on that plan..

Investment

Hello, I’m a 68 year old man I’m on social security and Medicare & state medicade l heard that you..

money

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