Insurance & Annuities Questions

Medicare Supplemental Rates

Terry, hello. Several years ago my wife and I both signed up for a medicare supplemental policy, type G, with..

Umbrella Liability Insurance

How much liability insurance should one have? We presently have a $1 million umbrella policy but I wonder if this..

expiring term life insurance

Can you point me in the right direction…My husband & I bought term life insurance 20 years ago, which is..

Long term care insurance

Terry – Hello! I have another question for you. What is your opinion on long term care insurance especially in..

Long Term Care Insurance

Your column in the 6/22 Morning Call in your example for the 60 year old single woman how did you..

LTCI

Hi Terry, I still don’t understand the need to purchase LTCI. I have completed several scenario analyses of my own..

Long Term Care Insurance

Hi Terri, At what age should one be looking purchase long term care insurance? I heard there is a small..

LTC

I am an 82yr old with LTC policy for many years with no death benefit. Is there anything I can..

Type of life insurance later in life

My wife is 72 i am 69 what life ins policy can we get at this late stage of our..

Loans 401k vs life ins.

Hi Terry, hope you and your loved ones are safe and healthy during these trying times. Would it make sense..

Long term care insurance vs. life insurance

Hi Terry- I’m 63 and have enough am deliberating wether or not to buy a paid up LTC policy or..

Increasing my life insurance policy

Is buying more life insurance a good idea? I have some cash to invest from the sale of a property,..

life insurance

hi Terry,listen to you all the time,we have about 400.000 in iras , moved most of it to cash, cds..

Whole Life Insurance with LTC Benefits

We are in our 60’s with two college students graduating soon. We are concerned about LTC premiums rising. Both my..

Retirement at 60 and health care costs

I do understand that it’s recommended to keep working as long as possible. However, the stress of my job is..

Whole life insurance

Good morning, Both my husband and I are retired with a pension income. We attended a seminar on paying your..

Insurance “score”?

For the last coupe of years, our auto insurance documents included a page referring to our Insurance Score and what..

Get out of Annuity?

We bought a $100k Guaranteed Income Annuity about 8 years ago. We know now that annuities are not the best..

Borrow off my Universal Whole life insurance policy to pay off credit card debt

Hi Terry, I nearly went bankrupt around 2014, after developing a serious autoimmune disorder. I was deep in credit card..

Life insurance and living life

I am almost 44 years old. I have an almost six and three year old at home. I started having..

money

ASK TERRY

a personal
finance question