Insurance & Annuities Questions

LTC insurance

Hi Terry, What is the wisest way to prepare for long-term care? I am a 59 year old single woman..

Life ins Combo with Long term care

Hear you address this a week ago We are both retired (age 72 and 69). We have a good retirement..

annuities vs CDs

financial advisor from chicago police credit union stated with poor rates of cd’s,he suggests in investing in a 3 or..

LLC or Umbrella liability policy

Hello, I enjoy listening to you on WGN radio. Always very informative. We have a 3flat in McHenry that is..

Long term Care insurance

I am a 71 year old female, a widow. I am thinking about getting long term health insurance, but don’t..

Long Term Care Premium Increase

Hi Terry, Both my wife and I received letters that our premiums are going up next year. Mine is going..

Credit Union Life Insurance

I have this policy for $150,000, payable on my death for $75 every 3 months. I turn 70 next month..

Interest bearing account for insurance settlement

I have 20,000.00 I don’t know where to put it because it has to be put in an interest bearing..

Switching Auto/Homeowners Insurance

I am 79 years old, and have been a customer of State Farm for at least 30 years, probably closer..

House Insurance

Why can’t I purchase house insurance for my mother’s house. I am living in the house. I do have paperwork..

Medical insurance rights

My husband’s company is switching owners and was just informed yesterday that our medical insurance May expire at the end..

HSA Investments

Hi Terry, I’m 61 years old and I have a HSA account with approximately $20,000 that is accruing next to..

LTC Insurance in our seventies

We are both 76yrs old and do not have LTC. I am aware of you talking about it and want..

Insurance company annuity coverage of a catastrophe .

The banks have FICA Up to $250,000. per account. the state of illinois says they will cover up to $250,000...

Long term care

Hi terry you talked to a lady on WGN 2 weeks ago at noon time about long term care to..

LTC Rates Being Raised substantially -Genworth

The rates of my wife and my LTC are being raised from 2000 per year (bought 20 years ago when..

Buying life insurance which can also be used for care.

Our financial advisor wants my husband and I to buy a life insurance that can also be used for care..

Long term care insurance

Your best recommendation for a reliable insurance company. I’m 68 years old.

Long term care insurance

My husband and I are both 69 and are financially secure. Our advisor suggested we do a 1035 conversion on..

Long Term Care Ins.

I am 78 years old and have applied for Long Term Care Ins. I qualify for a policy costing $16,000..

money

ASK TERRY

a personal
finance question