Insurance & Annuities Questions

After reading your article on Monday, questions regarding Medicare supplements; 1. Is it possible to buy Medicare supplement outside of..

In your October 14, 2020, column, you write: “Some Advantage plans have a zero monthly premium, only requiring you to..

Would you chose Medicare or Medicare Advantage for yourself?

Hi Terry, am a 62 retiree from CPS, on Cobra until December, make too much to receive ObamaCare, what’s the..

Hi Terry, Which life insurance (whole or term) is better? My husband’s term life policy is expiring next year. He..

Hi Terry, I recently had to make an inquiry about my husband’s life insurance policy. Since I am not the..

What is the advantage of having an immediate annuity? Isn’t a bank account as efficient in for example providing an..

My husband turned 66 feb 26 of this year. In the year 2019 he took medicare insurance benefits when he..

Hi Terry, I’m want to retire in January 2021. But thing that is holding me back is the health insurance...

I am 63 y/o and my term life insurance will expire soon. I obtained it when I was married had..

Terry, hello. Several years ago my wife and I both signed up for a medicare supplemental policy, type G, with..

How much liability insurance should one have? We presently have a $1 million umbrella policy but I wonder if this..

Can you point me in the right direction…My husband & I bought term life insurance 20 years ago, which is..

Terry – Hello! I have another question for you. What is your opinion on long term care insurance especially in..

Your column in the 6/22 Morning Call in your example for the 60 year old single woman how did you..

Hi Terry, I still don’t understand the need to purchase LTCI. I have completed several scenario analyses of my own..

Hi Terri, At what age should one be looking purchase long term care insurance? I heard there is a small..

I am an 82yr old with LTC policy for many years with no death benefit. Is there anything I can..

My wife is 72 i am 69 what life ins policy can we get at this late stage of our..

Hi Terry, hope you and your loved ones are safe and healthy during these trying times. Would it make sense..