Insurance & Annuities Questions
Changing from Medicare advantage to a supplement
My dr will not accept my Medicare advantage ppo plan after this year. I want to go back to regular..
I signed up for long-term care over 10 years ago now when I look at my policy, it looks like it’s a $100,000 life insurance policy. What the heck happened
I signed up for long-term care insurance and now when I look at the policy, it says $100,000 of life..
Home insurance
Any idea home insurance low prices thank you
Pension/longterm care
Why is it that you work your whole life and earn a pension but when you need to be placed..
Long Term Care Insurance
Hi Terry. When it comes to LTCi, how long should the benefit period last? I understand the importance of adequate..
Term life insurance?
Terry, on today’s John Williams show you discussed getting term life insurance in case you need it. I think it’s..
Sale of rental house
My mother and stepfather gifted me their house in 2010 with the understanding that I would keep them in their..
Insurance policy paid automatically from IRA gains
My wife and I recently met with a financial advisor to modify our insurance policies that met our needs 10..
Medicare
My husband turns 65 this month I turn 65 next month He is a union carpenter still working full time..
Are annuities a good investment?
Do you recommend an annuity as a good investment option for seniors?
Retirement
Will be retiring feb21 this year also Medicare was thinking of united health care as a supplement any advice
Social security part D
Hi Terry, I am retiring this May, when I turn 66. I do plan to wait until my full retirement..
401K allocations
Hi Terry, I am 50 years old with a 401K at T Rowe Price. The value is 475K and I..
Dental, vision for seniors
All the plans stink. Is there a good way to get this coverage. I had to file appeals and grievances..
Get Married to avoid IRMAA Premiums?
I’m a Cook Co. retiree that does not qualify for Social Security (never contributed). I’ve always paid $599.00 plus part..
Request reconsideration non-medical of IRMAA decision
For 2023 I received a lump pension payout and an inheritance. Social Security mailed notice of increase in my IRMAA..
IRMAA
My wife’s SS benefits are based on my record – I stopped working in May 2024 and want to appeal..
HSA
Are Part B premiums and IRMAAs HSA eligible?
Out of pocket prescription drug cost in 2025
I recently have had two compression fractures in my back. A doctor prescribed Forteo, a bone strengthening drug, which after..
Part G
Hi Terry! #1 Thank you for answering my prior question! #2 I understand now that it could be risky to..