Insurance & Annuities Questions

Nassau Life and Annuity Company

I had a Thrift Savings Plan through my job. When I turned 72 I selected the Nassau life and Annuity..

Plan D

All my retired years I got BCBS supplemental insurance and then when plan D came along we took their Value..

LONG TERM CARE INSURANCE

My husband and I have had John Hancock Long Term Care Insurance for over 30 years. We have now been..

Medicare Plan F vs G

I currently have Medicare Plan F. My supplement is $513 per month. Would it be advisable to switch to Plan..

Annuities

I am retired and have a 457 account. Would it be a good idea to open an annuity? I am..

Enrolling in Medicare Part B and Part D vs spouse’s work insurance

Hi, Terry, I have insurance through my husbands work. I enrolled in Medicare Part A when I turned 65 (Dec...

Hybrid pension annuity

Terry, what do you think of Hybrid Pension Annuities? What are the pros and cons of this annuity? Thanks.

New rules on applying for Medicare part D

My special need 33 yr old granddaughter is on her moms very good ins and has part A and B..

A Medicare Question

Hello Terry, My wife is turning 65 this coming January (1/31/2027).  She has been collecting Social Security Survivor Benefits for..

medicare supplements

Is JT Medicare solutions in Elgin the company you have mentioned that helped you select your plans?

Annuity

I’m finding out. I did a very stupid thing investing in an annuity with Athene. I am locked in for..

Using HSA money to pay Medicare Part B premiums

My understanding is that Medicare Part B, D and IRMAA premiums are qualified medical expenses for HSA withdrawals. How do..

Life or term life insurance at this stage of life

I was talking with my northwestern mutual financial advisor. He mentioned maybe start a $100,000.00 permanent insurance policy. Im 57..

Medicare and HSA

My husband is a union carpenter supervisor and intends to work until 67. He is 65 and was told he..

Medicare

Medicare. Planning on retiring in February of 2028, both my wife and me. We will both take Social Security at..

Medicare costs

Do you have to pay for Medicare part B?

Health insurance

Hi Terry, I have BCBS, they are charging me $1,600 a month with my Obama care discount. Who can I..

Traditional IRA/ Roth Conversations

Hi Terry, I’m 64 years old. I will be 65 in January. However, I am on Social Security disability the..

Supplement Insurance

Question about Part G. One of your colleagues sent me an email several months ago about supplement insurance after receiving..

Medicare

Even if you have insurance through your employer, I’ve been told to sign up for Part A Medicare as it..

money

ASK TERRY

a personal
finance question