Credit/Debt Questions

How do we freeze our credit ratings as to protect ourselves from identity theft/scams. Afraid to google it!

What can I do if not able to pay credit card ? Bank says to go online for information, but..

My wife and I keep getting voice mails from debt collection agencies but pay what we can to the parties..

I have a credit card that has a larger balance that I’m uhappy with. I do not know how to..

I’m trying to reduce my credit interest rates for credit card debt ($20k). Are credit card companies willing to reduce..

Shall I continue making my bankrupcy payments during the Corona virus time?

We had a major unexpected financial hardship last year and our credit cards are maxed. Being a nonessential healthcare worker,..

A safe on line site to check your credit score

What’s the best way to pay down credit cards?

I am getting a refund of about 5,000 and I need to know what I should do to help further..

Terry, would you please list a few reputable companies that handle debt consolidation or debt restructuring programs. I currently have..

I befriended a street person a few years back (addict sleeping on the street). He was eventually arrested spent 10..

Hi! What is your experience with cancellation of credit card debt after the death of a person with a surviving..

Is a secured credit card from Bank the best way to start a 21 year old’s credit history?

Hi Terry. I have found myself substantial amounts of tax the last two years. So much so I feel the..

Which website should I use to see what’s going on with my credit history? I received mail/bill from a collection..

My 91 year old mother is having trouble paying her bills and we discovered it’s because she has a $10,000..

Hi Terry. Back in july 2018 our credit score was 850 but now it seems to be going down gradually..

i have charge card debt , but pay min on the low interest ones and almost double the min on..

I got a message from creditwise that my email was found on the dark web & that there was a..