Credit/Debt Questions

Can you recommend a reputable and accredited credit counselor near Des Plaines,IL. I’m struggling with credit card debt and need..

Hi Terry, I was thinking about refinancing my car loan. My rent got higher and it may be difficult to..

Good Morning! My question is about credit card debt. I owe about 10,000 in credit card debit. Should I take..

My husband and I have accumulated credit card debt of $15,000 on various cards, ranging from rates of 16%-23%. Some..

Hi Terry, I have a Capital One credit card acct. (since 1999). Acct. was put on Restricted status after I..

My husband and I have accumulated around $20,000 of credit card debt combined over the past 10 years. What is..

My husband and I have about $12,000 in credit card debt amongst about 5 credit cards. Some of that is..

I use my credit cards for almost all purchases and monthly expenses (if no convenience fee is charged) to accrue..

Hi, my husband and I our in our early 40’s and want a home. I have a credit score of..

Which credit report service would you recommend?

Hello Terry, I am wondering if you can advise me on a financial decision. I have 44K in Credit Card..

I was watching WGN today (Wed)morning and they said you would be talking about credit cards and should you cancel..

Dear Terry, I received a letter from a major retailer informing me that our credit limit of $35, 000 dollars..

My credit score was 800 then I co-signed a credit card for my grandson, over the years my score has..

I have a American Express Credit Card which I never use. If I cancel will it change my credit score

I was wondering if there is a way to have a negative report removed if you have a justifiable reason..

Hi, Terry. You’ve been of help before and I have a not too complicated (I think) question this time. I..

My husband and I lost our first home due to unpaid taxes, the home was under my husbands name. Since..

Dear Terry, We were left a gift of money and are using it to pay off thousands of debt. Our..

I’m not in the best place financially myself so don’t feel qualified to give advice to my daughter and her..