Financial Planning / Retirement Questions

Hi Terry, In your most recent article, you discussed advantages of donor funds and RMD’s. Question is: can contributions to..

Hi Terry, I just turned 65 and advised I had to start taking my pension payment at 65. I do..

Hi Terry, my question is this we just set up our trust (on our own). Now the bank needs the..

What annuity do you suggest using. I and my wife are 72 with about 3 million in savings. We own..

I have about $250K in Roth IRA, SEP IRA, reg IRA. I’ll be 70 in June. They have done very..

My husband, age 62 is so worried about the upcoming administration’s promises to take away social security & Medicare, that..

Good Day Terry. I just turned 65. Seasonal worker, April to November. How much money can I earn from payroll..

Terry, I am 73 and Fidelity has deposited my RMD into our checking account. Does Fidelity have to send the..

At age 77, I have a large traditional IRA. My goal is to convert this sum to a Roth account...

Terry, when do you turn in your W4-V for Social Security? When applying or after you start receiving benefits? Thank..

Sorry to bother you but I was wondering if you can recommend a legal firm that can help me in..

Can one create their own will. There are 2 children involved to a married couple.

Hi Terry My wife and I had our will drawn up by an attorney, a few years ago. We don’t..

Background: Married, retired. I’m 72, wife is 70. 2 adult married sons and 5 grandchildren, 8, 10, 15, 19 &..

Does all 401k accounts include Roth 401k accts for RMD calculation?

Hi Terry, My husband and I need to get going on writing a will. We don’t have lawyer and don’t..

Hi Terry, I will turn 73 in 2026 so my RMD will be due based on year end statements from..

I’m getting a pension from Illinois municipal retirement fund. I also did a volunteer contribution to a savings account where..

If we are making annual Roth conversions within our tax bracket (age 77) – what should those monies be best..

Terry, I read your piece in the Richmond Times Dispatch this morning and was surprised that you did not mention..