Financial Planning / Retirement Questions

My mother-in-law has a trust brokerage account along with my brother-in-law. He just died and she has been certified with..

My husband retired at 60, I'm still working and am 58. He has a pension for life. If he dies..

I understand I can give an amount each year to nieces and nephews without (inheritance or gift tax) and without..

Terry, in your column in today's Chicago Tribune you state the "The total value of life insurance and retirement policies..

How do I find a financial advisor?

I am retired - my income is substantially less from not working - living off some non-taxes inheritance for a..

Owe about $90,000 in Home Equity. The mortgage is paid in full. Have about $120,000 in stocks. Would it be..

I would like to set up accounts for each of my two children to help them with their retirements (unthinkable..

Financial adviser cites 1.25% cost of my portfolio yearly minimum expense to manage my finances. At present, with my estimate,..

My husband and I have a revocable trust established in 1997. I have been advised by an attorney that given..

Hi Terry I am nearly 66 and considering taking my SS now. I would like some advice on the wisdom..

I received a letter from my 401K that I have to use some of the money because of my age...

Hi Terry, have been following your dedicated help to many regarding our financial concerns. I have a traditional IRA (..

I am employed by USPS and have money in TSP. My husband is retired and has his money in an..

Hi Terry, I was a freelancer for several years and started a 401k plan and at the beginning of this..

My wife has the opportunity to take a lump sum pension payment now of $64247 or a lifetime annuity of..

FOR ALMOST 25YRS I HAVE BEEN LIVING ON A BUDGET IT IS TAKING A TOLL ON MY LIFESTYLE IF I..

Hi Terry- We have 2 kids in college and recently sold our house because it was too expensive to keep...

Can Living Trust forms be obtained on-line or must I go to an Attorney?I don't have much, but I want..

Who do you recommend in the Chicago area to help me with what to do with my 401K etc as..