Financial Planning / Retirement Questions
Renewing IRA CD
Hi Terry, I have an IRA CD ( 5 yr term ) that will mature this year in Sept. 2013....
Roll 40l(k) into IRA?
Hi Terry, my employer is having us take our profit sharing 401K out of our current management firm and place...
stock percent 63 yr old retired
What % of stock in a 1.4 million portfolio should I have? I'm retired with an annual income of 40,000....
Series EE savings bonds and paying for college
Terry, I have $4,000 in qualified series EE savings bonds, with an issue price of $1,000 and accrued interest of...
IRA rollover to a church
With interest rates so low on CD's, I am considering a rollover of an existing IRA from a maturing CD...
Pension and Retirement
Terry, I just qualified (age 55) for pension payouts from my former company but am working and making good money...
How Do I find a “trust company”
I'm thinking of setting up a living trust, but how do I find a bank with a trust department I...
Need a retirement withdrawal calculator
Terry: I am 65 years old (soon to be 66 in a couple of months) and would like to retire...
Financial Stability Possible?
I am a divorced medical professional living with my parents I work only 6 hours a week and I'm in...
4% Rule for Retirement Withdrawals
Do you accept the 4% withdrawal rate for retirement assets as viable? What is your recommendation? Also do annuity payments...
SOCIAL SECURITY BENEFITS
My wife and I receive SS benefits and I have a part time job. Since I have contributed the max...
Mom moving in — will it impact Medicaid benefits?
My mother in law 65 y/o currently lives with her husband in a house they own. She receives retirement benefits...
Required Minimum Distributions from 40l(k) — or IRA?
Ms. Savage, Can 401K and 403-B Required Minimum Distributions be bundled and taken out of an IRA account or do...
What do do with Union Annuity and Pension checks
Terry, I'm going to retire next year at 64 and I will have a Union Annuity of $60,000 plus a...
How much should I pay for planning advice?
Terry i have corresponded with you in the past about cfp fee only. i'm about to look seriously for one...
Advice on senior help organizations
In a past col-you mentioned two org's for seniors to check out assistance progs -either state or federal-can you repeat...
Monthly disbursements from 40l(k) or IRA rollover?
I am 60 years old and retired. Effective April 1, I will be receiving a monthly check from my 401K...
Qualifying for Medicaid — does Life Insurance policy count?
My dad is 89, widowed,still living on his own and in ok health. He has less than $80,000 in assets,...
How do I get Your Personal Financial Organizer form?
I'm trying to find the Personal Financial Organizer Form and can't seem to find it. How do I get this...
Should I give my wife access?
My wife works a public job(school ) and makes about 50000 a year. I work at a family business. She...
