Housing / Real Estate Questions

Forbearance/ Refinance

I am currently in the last stages of my forbearance program I currently am employed from my previous employer of..

Refinancing

I’m 77 & own a home for 14 years. We still owe $167,000 on our mortgage @ 3.67%. Home’s value..

Refinance –with three years til I sell?

Hi Terry, I am turning 64 this year and will likely sell my condo in the next three years and..

property taxes deadline

when is the first installment of the 2020 property taxes due in 2021 ? heard there was covid related extension..

Refinance or just pay off mortgage

I have a 15 year mortgage that will be paid off in early 2025 . My interest rate is 3%...

Refinancing at age 70

I am going on 70 years old and I have 18 years remaining on my 5.125 % loan, is it..

Should I get a home loan, or take out a mortgage to have rehabbing work done?

Hi Terry, I own a 1908 2-flat that I inherited from my parents years ago. They finished paying it off..

Paying off our mortage from IRA

My wife and i are 73 years old and owe about $97,000 on our mortgage. Would it be wise to..

Sell or stay

Should I pay off 40K condo mortgage and stay. We could each take money from each of our savings and..

Refinance of jumbo mortgage but self employed.

We own a sub s corporation and are trying to refinance a jumbo mortgage on our home. Our company received..

Refinancing

Last week I asked you if it would be a good idea to refinance..I owe 148,000.. on 18 years left..at..

Modified mortgage now have ballon mortgage

We now have a balloon mortgage after we modified loan in 2014 ???? was not explained to us my fault...

Refinance from 5.25%?

I owe $148,000 on a 30-year fixed we owe 18 years. We are fixed at 5 and 1/4 percent House..

refinancing at our age — late 70s

We have a balance of $98,800.00 on our mortgage @ 4.5%. Should we refinance? I don’t want to add money..

Mortgage payoff or not

I have the ability to pay off about $90,000 principal on 15 year mortgage @2.85%.. I am 68 years old..

unfreezing credit while refinancing mortgage has me “un”easy

Hi Terry. We want to refinance our mortgage to a lower rate. However, that means unfreezing our credit for an..

Refinance and title question

My house is titled in my trust. If I refinance my mortgage will I have to engage a lawyer to..

Selling Mobile home in Wi and buying home in AZ

I have lived in my 1973 mobile home in a senior community in southwest Wi for 21 yrs. I have..

Refinance or not

I am 66 and have 30 yr mortgage with 46K left on it at a 4.25 rate. My payment is..

401K loan vs HELOC

Hi Terry. We are wanting to remodel our kitchen ($35,000) and will possibly be doing some other home improvements such..

money

ASK TERRY

a personal
finance question