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Wild Card Questions

Social securiry benefits application

Hello – I will be 70 on 2/10/24. I received a snail mail letter from SSA in October instructing me..

Social Security

The SSA has my address incorrect. They have 2145 and it is 2154. How can I correct it?

SS cut by pension

I’m a retired civil service firefighter why does social secruity penalize me 40% on my social secruity

Dr. Bob

Will dr Bob Froelich be on wgn business news radio show soon ?

Alone

Terry, what advice would you have for a widowed, Disabled woman due to several brain surgeries, unable to work, currently..

Paying LTC ins in advance for tax deduction

I called John Hancock LTC ins. Co to try and pay my LTC premium due in Feb within 2023 to..

Non cashed check

Hi. Recently I found -$15k check from Bank of America about 2 years ago. (I was cleaning out a drawer)...

Daughter being evicted

My daughter is 42 yrs old and she has a 17 yr old daughter. They are on public aid Medicaid.They..

Budgeting with Different Viewpoints

Hi Terry my husband and I have a difference in opinion on how to formulate a budget. He says that..

PUBLIC SERVANT FAIRNESS BILL

My husband worked for CPS and retired early and got another job which qualified him for social security. Because he..

lawsuits

A friend of mine was in a car accident with a fatality. Very sad! There will probably be a law..

The U.S. economy

Hi Terry, With the U.S. government printing so much money over the last few years, will our economy collapse?

Gold

I do not understand what the advantage of having gold is (either physical or gold shares). When gold was the..

Family home bought 4 back taxes

I am a long-time disabled senior—income stopped after 32 years—still living in family home. Like others, having major financial difficulties..

Widows social security

I read your book and I’m afraid I’m getting too much. I just started getting checks for $3000 in 2017..

WEP/GPO

Have you covered the WEP/GPO issue? When I retired Social Security issued me a full retirement check of approximately $674...

Couples Financial Alignment of Goals

We have homes in Chicago & the FL Keys. Currently both retired and both homes paid off but the carrying..

401k / HCE non-discrimination test not completed after leaving the company

Hello – for 15 yrs I invested into my company 401k. For the approx 8 yrs of that time I..

Social Security spousal benefits — Kotlikoff answers a complicated one!!

Male 67, working, born 6/7/57; plan on waiting until 70 to file for benefits. Wife, 67 retired, born 4/19/57. My..

Disability/ SSDI — Very Tricky Calculations!

Hi Terry, I’m 54 and have been collecting SSDI for about 4 years due to major back problems. I’m a..

money

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