Credit/Debt Questions
Consolidation of credit card debt
I hired Monark legal group for consolidation my debt and they are not doing anything what can I do the..
Best credit card for new widow
Need best deal on a credit card – excellent credit – don’t want annual fees – want cash back on..
Credit cards to build credit
Hi Terry I enjoy listening to you on WGN. My daughter is wondering is it good to have more then..
Credit scores
Hi Terry! What has more impact on your credit score between credit utilisation and age of credit. I ask this..
Turned down for auto loan
My husband and I purchased a new car in 2019. We could have paid cash for it at that time..
Student Loan Balance 275K TERRY SAYS: Don’t marry him!!!!
Hi Terry, I listen to your podcast and on WGN. My daughter is getting married Aug 1st after postponing x..
Home Equity Credit
Hi Terry, My wife and I own our home – it’s small but we have no mortgage payment. I like..
Paying off credit card debts
Hello terry I have few credit cards it makes a total of $20.000 unfortunately with the pandemic , How can..
IDES fraud for deceased
My husband died 5 1/2 years ago. On Friday, he received a letter indicating he had been approved for IDES..
Credit Card debt
I know having to much credit card debt can hurt your credit score, but can paying it all off at..
Credit Cards — when to close unused cards
Is it better to close credit cards that are paid off or leave them open with a zero balance?
free annual credit report
I tried several times to check my credit at the web site on your page but after I entered all..
Credit card and credit rating
We have a credit card that we no longer use. There is an annual fee of $99. I don’t want..
credit freeze
Hi Terry, I have my wifes’ and my credit reporting agency accounts frozen and have had for years. We don’t..
Credit Card Debts
Hello Terry. Thank you for taking the time to read and answer my question. I have $19,000 worth of credit..
Credit card for newbie
I am a married 57 year old. My husband and I have a shared credit card- he is primary. I..
Annual credit report — necessary if frozen?
If I had a freeze on my credit for years , is it necessary to apply for a credit report..
credit score — refinancing car
My husband and I are both retired. My husband’s credit scores are 780, 775 and 797. Mine are 801, 816..
closing charge cards
Is it better to just stop using a charge card or to cancel it completely? Does having too many store..
Financial Debt — bankruptcy?
My question Terry is it advisable to file chapter 13 because of soo much debt that has accumulated from 2020..