Insurance & Annuities Questions

Survivorship vs Life insurance

Which is better to have, $300,000 in life insurance (half term and half whole) for $313 a month or $1,500..

Life Insurance

Hi Terry, At what age do you recommend we stop paying for Life Insurance? I am 65 and my wife..

Retiree Medical Costs Soar

Hi Terry, I am a long-time reader. Some clarifying info. I am approaching 70. I have no interest in and..

Mediare Part D

Hi Terry, Happy New Year! Thank you for all that you do. I love your newsletters & listening to you..

Long Term Care Insurance

My premium went up $40 this month. How do I find out if I have adequate insurance? My current policy..

Affordable Health Care coverage

Hi Terry. My position at work was just terminated. I was offered another position but instead of taking it I..

Roth ira and long term insurance.

Hi Terry, I’m 54 years old and I want to get a Roth IRA with an annuity attach to it...

Long term care insurance

Hi Terry, I’m 59 years old and I’m considering ltc insurance. How do I chose a ltc insurer that I..

Annuities

Terry, what do you think of annuities? Are they worth it? I’m in my ’50s, is it too late to..

Long Term Care: Needed If I Have Decent Assets And No Dependents?

Hey Terry I listen to you on WGN every Wednesday at noon when I am working out. I know you..

Medicare supplemental health insurance

My 84 year old sister has asked for my help. Her Blue Cross/Blue Shield supplemental health policy was cancelled after..

IL Insurance Dept.

First of all I have listened to you for many years on WGN radio and enjoy and respect your advice!..

Medicare Part B Special Enrollment Period

Terry, In your October 31, 2021 article in the Hartford Courant “Medicare open enrollment is here. Choose wisely” you mention..

supplemental Medicare coverage vs Advantage

I have supplemental coverage should i change to an advantage plan?

Long term care insurance.

Can you please provide the name of the company / agent / phone contact number you mentioned regarding long term..

Insurance for Small Business

Hello, we are a non profit organization and our Executive Director Alex Esparza, would like to speak to someone in..

Check made payable to two estates

Hello, My father passed away in April 2020, my mother passed away December 2020. While her estate was in probate..

Medicare at age 62 for disabled?

Hi Terry, My husband is on permanent disablity. He is 62 years old and I am covering him on my..

Medicare vs employer health insurance

I am a full time employee whose company offers Group Health Ins. I am 66 and 3 months. I would..

1st time Medicare Enrollment

Terry, I will be 65 in mid March 2022. I think I need to sign up 90 days in advance..

money

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