Insurance & Annuities Questions
Should I keep Long Term Disability Policy
I am 60 years old, unemployed and have an individual long term disability policy with CIGNA (not long term care)...
Long Term Care Insurance
I have MS and unable to get Long Term Care Insurance due to my illness. Every advertisement I have seen...
Disability Insurance
This is a follow up my question that you answereed on May 5 (it is copied below). The insurance I...
770 Accounts
Can you give your opinion on so-called 770 accounts and what you think of them as an investment for retired...
Using 401K funds to pay LTC insurance premium as non-taxable event
Hi Terry - Does the IRS allow a direct roll-over of 401K funds to pay LTC insurance premiums? I currently...
Long Term Care Insurance
Given the poor underwriting of many LTC policies, especially in the area of automatic inflation riders, what is the likelihood...
Long Term Care
1)On the BI webinar tonight, were you suggesting that someone who has LTC insurance (for about 10 years now; ages...
Short Term care insurance policies
Both my wife & I (in our 70's) are not eligible for long term care insurance. Have each been turned...
Long Term Care Insurance
My husband and I received letters from Prudential regarding the Long Term Care Insurance policies we have with them. They...
Life Insurance over 50
Looking to retire in 4 years and will collect a city pension approx. $75,000 (hopefully) and should have about $500,000...
Medical Insurance websites?
On the radio you mentioned your favorit web sites when shopping fo health insurance can you tell me the names...
Participating Whole Life insurance
H i Terry, I'm considering a Participating Whole Life (PWL) insurance policy but have some concerns. I'm concerned that the...
LTC Insurance Denied
My husband and I recently applied for LTC Insurance. He was denied for medial reasons. Would we be wise to...
Should I keep our Universal Life Insurance, or take the loss?
Hello, Ms. Savage. My wife and I were sold $100,000Universal Life insurance policies when we got married, 25 years ago....
Long Term Care Insurance premiums rise 102%!
Terry, last year you wrote about the LTHC scam: http://www.suntimes.com/.../how-is-a-90-long-term-care... Anything new on this front? My wife & I have...
Medicare supplemental insurance necessary for Parent
Terry, here's the situation. My mother is 92 years old, just sold her home and had to move into assisted...
Healthcare — spouse’s insurance plan won’t cover me anymore!
My husband & I both work full time & we have one child. We have my husband's family plan insurance....
Additional life insurance needed?
Hi, my husband retired recently from his job at AT&T with basic life insurance of $50K. I have basic life...
Qualified Longevity Annuity Contract (QLAC)
Hello Terry, please respond to The subject in regards to NO RMD after a certain age is reached (ie. 80+...
LTC insurance
Terry, I understand LTC is an important part of financial planning. My children are 38, 34, and 30, are they...
