Wild Card Questions
Widows social security
I read your book and I’m afraid I’m getting too much. I just started getting checks for $3000 in 2017..
WEP/GPO
Have you covered the WEP/GPO issue? When I retired Social Security issued me a full retirement check of approximately $674...
Couples Financial Alignment of Goals
We have homes in Chicago & the FL Keys. Currently both retired and both homes paid off but the carrying..
401k / HCE non-discrimination test not completed after leaving the company
Hello – for 15 yrs I invested into my company 401k. For the approx 8 yrs of that time I..
Social Security spousal benefits — Kotlikoff answers a complicated one!!
Male 67, working, born 6/7/57; plan on waiting until 70 to file for benefits. Wife, 67 retired, born 4/19/57. My..
Disability/ SSDI — Very Tricky Calculations!
Hi Terry, I’m 54 and have been collecting SSDI for about 4 years due to major back problems. I’m a..
Social Security Clawbacks
his is sort of a question – i wrote to you about my mom who had Guillane Barre from a..
Abandoned/Unclaimed Stock Shares
Dear Ms. Savage: We have owned Johnson & Johnson stock for over 40 years. My wife and I have just..
Restaurant Credit Card Surcharges
2013 a Class Action by Merchants to Credit Card Companies allowed this to happen to consumers? This practice has become..
Paying for college with EE Bonds
Hi Terry, We have 76 EE Bonds that have reached the twenty year period and 10 out the 76 have..
Credits for New Electric Vehicles
In June of 2022, I entered into a binding contract to purchase a new Nissan Ariya electric SUV. On August..
Long Term Capital Gains
I had a credit card my husband did not know about – in order to avoid the “new” interest on..
Federal and Illinois Inheritance Tax Details
My mother passed away this year and I am the estate executor. She has a will that requests equal distribution..
STOCK CERTIFICATES
Can I have stock certificates replaced if losted, and where ?
Dec 7 , 2023 column
Link to your website to contact representatives as noted in today’s column
Social Security Horror Story
Hi Terry, Thank you for answering my questions: My husband passed away last year. As per the law, my social..
A repayment of a overpayment in 2023
I retired early, and received an incentive to have retired early. As a turned out the money I received was..
Social security wants money back
I saw you address a woman on the news regarding paying back soc. Sec. I also received a letter stating..
Stocks and Your Forecast
Terry- Should we take money out of the market because eventually it will dip or keep investing on a monthly..
How to buy raw gold bars
How do you buy raw gold bars without paying commissions or premiums?