Credit/Debt Questions

Hi Terry, I have a Visa with a balance of 18K that I want to pay off. I pay well..

Years ago we purchased a rental property. Unfortunately we rented to people who did not pay on time or fully..

Hi Terry, I followed your instructions for checking for Identity theft by checking my credit reports (very helpful – thanks!)..

If I want to To check my credit at one of the free bureau’s, is it good enough to just..

How do I access free credit reports from the 3 major companies? I was able to create an account at..

How long do the 3 credit companies keep a deceased person’s records?

If I add my daughter as a authorized user on my credit card to increase her credit score, will that..

If I freeze my credit will I still be able to apply for a credit card? Thank You

My teenage daughter’s employer that she has worked for for over two years is requiring her to sign up for..

My husband died 5 months ago. Should I close or cut up his credit cards? They are paid off. Two..

Hi Terry. Do you consider it worthwhile to pay $l87 plus for identity protection?

Hi I need to negotiate my credit card interest rates diwn from 25%. They intimidate me once I start the..

My 21-year-old grandson needs to establish a credit report. What is the simplest way to accomplish this? He does have..

Hello! I have about three thousand dollars that can go towards my debt. Should I pay a thousand to each..

My 3 credit reports are all frozen and I am wondering what the difference between a freeze and a lock..

Quick question. I froze my credit through the 3 agencies you suggested. All froze. But when i tried to sign..

A family member, in the last 3 months, has unexpectedly had 3 out of 5 credit cards canceled. All of..

Is my wife responsible for my credit card debt should I die ? House is hers and I have no..

I have about $50,000 of debt that I want to get rid of and I don’t know what option would..

my granddaughter recently applied for a credit card ar a dept store but was rejected because she has no credit..