Credit/Debt Questions
Chapter 13 bankruptcy
Morning Terry! I am in my 3rd year paying 115$ monthly.I am 2 mortgage payments behind Due to unexpected death..
Consolidation on credit debt
I have $29000 in credit card debt, I’m looking for a loan, they won’t give me one because I went..
Put $ in Savings; Invest; or Pay Down Credit Card Debit
Just received my back pay. Should I put it in my savings or invest it? Should I use it to..
Bankruptcy
I have about $20,000 worth of debt on 15 different credit cards. I have had these cards dating back to..
Credit Counselor
Can you recommend a reputable and accredited credit counselor near Des Plaines,IL. I’m struggling with credit card debt and need..
Refinancing my car loan
Hi Terry, I was thinking about refinancing my car loan. My rent got higher and it may be difficult to..
credit card debt
Good Morning! My question is about credit card debt. I owe about 10,000 in credit card debit. Should I take..
Credit Card Debt
My husband and I have accumulated credit card debt of $15,000 on various cards, ranging from rates of 16%-23%. Some..
Restricted credit card
Hi Terry, I have a Capital One credit card acct. (since 1999). Acct. was put on Restricted status after I..
Credit card debt –We are buried!
My husband and I have accumulated around $20,000 of credit card debt combined over the past 10 years. What is..
Personal loan for current debt?
My husband and I have about $12,000 in credit card debt amongst about 5 credit cards. Some of that is..
credit card payments and your credit score
I use my credit cards for almost all purchases and monthly expenses (if no convenience fee is charged) to accrue..
Build Credit to get Mortgage
Hi, my husband and I our in our early 40’s and want a home. I have a credit score of..
Credit Reports –Where to get them?
Which credit report service would you recommend?
401k to pay off CC debt?
Hello Terry, I am wondering if you can advise me on a financial decision. I have 44K in Credit Card..
Closing unneeded credit card accounts
I was watching WGN today (Wed)morning and they said you would be talking about credit cards and should you cancel..
Credit Rating and Retail Line of Credit
Dear Terry, I received a letter from a major retailer informing me that our credit limit of $35, 000 dollars..
Credit Scores
My credit score was 800 then I co-signed a credit card for my grandson, over the years my score has..
Credit score
I have a American Express Credit Card which I never use. If I cancel will it change my credit score
Credit Reporting on Bill I Refused to Pay
I was wondering if there is a way to have a negative report removed if you have a justifiable reason..