Credit/Debt Questions
Bankruptcy
I’ve seen 2 Bankruptcy attorneys & I’m not sure if I’m going to file but one told me to stop..
Best credit card with rewards
Hi terry. I am 37 years old, don’t travel much, but looking to opening a credit card that has some..
When to file bankruptcy
I am overwhelmed with Credit Card Debt and 2 rounds of unemployment I can’t keep up with my payments. Can..
Girlfriend in debt
My girlfriend owes approximately $35,000 that is car and two credit cards. She is 45 and is drowning in the..
credit card after bankruptcy
What is a good credit card to get after a bankruptcy discharge. I was sent a pre-approved application from Merrick..
Inheritence
I recently inherited a small amount of money. Under 100k. Should I pay off cc’s and auto loan, or invest..
Debt
I have incurred a large amount of credit card debt. My husband’s name is not on the cards. It is..
credit freezes and reports
Is it possible to get a credit report after getting a credit freeze or should a credit report be requested..
Credit card as a favor
I applied for a credit card from a savings and loan. I did it as a favor for the teller...
Credit card
My Savings and Loan offered a credit card to me. I have never activated the cards. Will it hurt my..
Credit Card Balance transfered to 0.0% Interest Card
Hi Terry, my question is “Do I close or cancel the card that I transferred the balance from?” Thanks
Help with debt
The www.debtcounsel.net organization has closed. I am overwhelmed by paperwork and need a service structured exactly as theirs was offered...
501c-3 offer to help get me out of debt
The US Educational Financial Solutions sent me a letter stating that I qualify for the Non-Profit501c-3 creditor sponsored program. Is..
Identity Theft Protection
My husband and I are looking into Experian CompleteID. We are uncertain whether to share so much personal information with..
credit freeze — Lost my PIN
Is it possible to unfreeze my credit if I do not have the codes from each individual credit bureau? I..
Credit freeze then access
Hi Terry, I have credit freeze with 3 bureaus and pins (applied on phone), can someone go online at any..
Credit Freeze & Free Annual Credit Report
Thank you for your recent column about the new rule for establishing credit freezes. That’s one of the few good..
How Does Credit Freeze impact existing bank accounts?
Thank you for addressing the new ctedit freeze/lift rules for credit cards. You mention the need to lift a freeze..
Young families trying to budget
I just caught the end of your discussion on WGN news this morning. You mentioned a number to call for..
Debt reduction
Terry I am in serious dept I keep getting mail from dept reducing companies my question is are any of..