Ask Terry
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Credit/Debt
Free Credit Report
Hi Terry, What is the website to get your free credit report from all 3 companies. Thank you so much
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Financial Planning / Retirement
Social Security Tax on our benefits?
Hi…love your columns and I listen to you all on wgn…..I read in the big beautiful bill that SS recipients..
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Wild Card
SBA Loan discrepancy — FRAUD
Hello, Terry. You very graciously accepted my text on the John Williams Show when John Hansen was hosting a couple..
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Chicken Money
TREASURY BONDS
I will be 65 in February. With some chicken money, I am considering the purchase of a treasury bond paying..
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Investments
IRA investments
My Ira is totally in stocks (seems to track Russel 2000) if I get out of the market where would..
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College Savings / Student Loans
FAFSA
My daughter will be attending college in the fall of 2027. I have been reading up about applying for FAFSA..
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Insurance & Annuities
Medicare Part D, low income help?
Why is there a penalty if I want a Part D only Medicare. I admit ignorance when starting Medicare seven..
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Social Security
social security tax deduction
I am applying for social security next month (Nov). I will be turning 70! Where on the online application can..
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Housing / Real Estate
Finishing a basement
Which is better HELOC or mortgage to finance this project?