Ask Terry
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Credit/Debt
credit card question
Does it affect your credit rating if your credit card wants to reduce your credit amount? It is my oldest..
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Financial Planning / Retirement
Financial Advice
Hi! We have a few thousand dollars extra available every month after making monthly payments on loans and credit cards...
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Wild Card
Gold and silver, jewelry
Have some gold, silver and jewelry from inheritance, I searched through the American Numismatic Association but thought you could help..
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Chicken Money
What’s the best way to invest my money while I’m retired and not have it tied up too long
Hi Terry, I am a 65 year old widow and I live in Florida. I have $100,000 I would like..
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Investments
Silver
Terry, What is your position on the value of silver I’m not asking you to predict the future but do..
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College Savings / Student Loans
College help
My daughter is a senior in high school and has been accepted to Loyola. They are offering a $20,000 a..
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Insurance & Annuities
changing Medicare plans
last year, an individual was able to change the Medicare plan they initially elected, to a different plan through March..
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Social Security
Social Security
My husband is 73yrs old and 3 quarters away from receiving any social security benefits. I am 72 and do..
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Housing / Real Estate
Paying off a mortgage
Hi. My husband and I always argue about if we should pay off our mortgage. We have a very low..