Insurance & Annuities Questions

Medicare C

Are there circumstances where Medicare C would be the best choice for healthcare?

Term Life Insurance

Hi Terry – my husband and I purchased a 20 year term policy for $150,000 in 1995. For the last..

Long term care

I recently got an offer from my long term care insurance provider to increase my daily benefit amount without having..

72 years old already take money out of annuity do i need to take money out of va

have a annuity with american eguity also have a ira with van gaurd looking to pay off car that has..

Annuity transfer

Can I transfer an Annuity to an IRA savings account? I’ve had the F&G Flexible Premium Deferred Annuity since 08/01/2014.

LTC insurance offering a free heart rhythm and stroke screening package

55 y/o male in good health. I took out a Prudential LTC policy 15+ years ago through my employer, this..

retirement and Long Term Care palnning

I have a Whole Life insurance policy with a face value of 85,00.00. I allow the interest garnered each year..

HSA effect on my Social Security Benifit

I have been maxing out my HSA deduction each year to get the pretax benefit. I am 62 and plan..

Long Term Care Insurance

As suggested we purchased Long Term Care Insurance for my wife and myself in 2012, when we were in our..

Medicare Sign-up/options

Hi Terry,I read 2-3 times that if you have been collecting SS for 4 months,you will be auto-enrolled in Medicare..

LTC Insurance

My wife and I read your article on creative funding of LTC insurance with great interest. We actually have such..

Advantage Plans

Terry on WGN said to get out of Medicare Advantage Plans, WHY?

Indexed Variable Annuity

Hi there Terry! I was wondering what your thoughts are on this product. I saw an article from 2018 on..

Medicare/Social Security

Terry, My wife just turned 65 but is still working full-time. She has medical insurance through her work. Does she..

Medigap plans & penalties

I listen to you on WGN, and want to be sure of possible penalties. I am retired and turning 65..

HSA contribution before Medicare

I am turning 65 in August and have signed up for Medicare. Can I still contribute to my HSA for..

Long-term care insurance

Hi Terry, I’m interested in the value of obtaining long-term care insurance at this point in my life. I’m 69..

Axa Annuity

My IRA is in an Axa annuity. I’m only allowed a minimum withdrawal each month. Is there any way I..

Pension/ annuity?

I am a single male with no children. If a Single Life Annuity ($2,300 monthly) is selected and I die..

Life insurance

Why should we buy life insurance?

money

ASK TERRY

a personal
finance question