Credit/Debt Questions
Best Credit Card for a New College Grad
Good Evening Terry; Can you please let me know which credit card is the best for a 2018 College Grad?..
Credit card debt consolidation
Hi Terry, What is the best program for credit card debt consolidation? Thanks, Jamie
Savings vs pay down credit card debt
My husband and I have about $240,000 worth of debt between our mortgage, car payments, and a couple high interest..
Taking money out of retirement account
I have approximately $26K in an account that I would like to cash out. I am over 59 1/2 years..
DCSD (Debt Council for Seniors)
How can I get in touch with the Debt Council for Seniors & Disabled? Your article that I read (perhaps..
equity line deductibility in 2018
Line of credit taken out in 2015 used for various reasons including roofing, can I still deduct the interest on..
Credit reports
How do I find my score without committing to a monthly fee?
Cleaning my credit
Hello Terry. I got divorced 8 years ago and due to this l had foreclose and credit card debt. My..
Bankruptcy
My father in law is 73 and his only income is SSDI. Would he be better off filing for bankruptcy,..
Tax Return
Hi Terry, First I want to say I love all of your advice and I have worked hard to decrease..
Best Credit and Debit Card for International Travel
Hi Terry, I have been trying to find a credit card and debit card that would be best to use..
Data breaches — credit monitoring or freeze?
Hello, I saw you on the news a few months ago after the Equifax data breach. My life is a..
credit freeze: extended?
I have placed freezes with each of the 3 services. Do I need to extend these now as the 90..
Home payoff or savings account
Hi Terry, My husband is 69 and retired. He receives a small pension (enough to cover our mortgage) and about..
Discover Card Offer to Scan The Dark Web
I've had a Discover Card since the 1980's. Since the Equifax breach occurred, Discover Card is offering customers the opportunity..
senior mother credit card
I would like to switch my mother to a credit card with a very low limit just for emergencies. She..
Husband credit consolidation effect my credit score
My husband has high balances on credit cards and one of them is a joint account which I do no..
Withdrawal 401K to payoff debt
Hello Terry . I watch you all the time on wgn in the morning and try to follow your advice..
Pay down CC debt when on disability
My daughter has around $15,000 in credit card debt and making minimum payments. She worked as a NICU nurse but..
credit card and medical debt
Good afternoon, I need help managing my debt (don't we all). So here is the issue. My husband and I,..