Insurance & Annuities Questions

Long Term Care Insurance rising premiums

I’d love to know your thoughts and insight regarding Long Term Care Insurance (LTCI), and how that should fit into..

Small Business needing Medical Insurance

I am the office manager at a dental practice in Oak Park, IL and my hygienist heard you speaking about..

teachpostal@comcast.net

I am 68 year old and in very good health. I have had a life insurance policy I’ve been paying..

Too sick for Life insurance?

My husband is type 1 diabetic. He also is taking medication for a heart attack he had in 2000. Other..

Walgreens Retirees lose Health Benefits! What to do?

Terry, A number of years back, Prior to the Walgreen family quietly being ousted from their own company, you spoke..

Fine for no insurance

Is there still a fine for no insurance?

annuity transfer

Can a partial 1035 be done from a nonqualified annuity account that is out of surrender charges and the $..

Survivorship Life Policy, payable on second death

My sister and I own a $500,000.00 life insurance policy that our parents purchased in 1989…of which my 88 year..

Health Insurance Choices

Hi Terry, I recently retired early at 55. My company offers a lump sum healthcare retiree program. I received $39000..

ACA health insurance penalty for 2019?

Hi Terry, My boyfriend is a seasonal worker and is not insured for 4 months out of the year. We..

Social security

Hi Terry, I am 67 years old and Medicare is my medical insurance. Medicaid is my secondary. How much money..

Insurance — COBRA or short-term?

I was laid off , 63, paying for Cobra almost 700.00 a month. i have tricare as a secondary carrier..

Health insurance

I am 62 1/2 losing my cobra coverage at the end of August. Saw you on WGN talking about bridge..

Dad is paying more into Life Insurance policy than it’s worth!

My father has a Whole Life Ins. policy since 1956. After my mom passed away, I took over paying his..

Long term care insurance

My husband (68) and I (60) took out long term care insurance about 10 yrs ago, total monthly $260.00 ,..

How to invest and shield life insurance death benefits for a minor?

My son is the beneficiary on his deceased father’s life insurance policy. The insurance company has not issued payout to..

HSA Contributions

I currently purchase individual health insurance with a high deductible (Bronze plan) on the exchange. In the past I have..

Spike in Premiums for Long Term Insurance Policies

Terry, my wife and I purchased long term care insurance policies from Northwestern Mutual in 2009, and our premiums have..

Variable Annuity conversion to Roth?

Hi Terry, I currently have a variable annuity. The sub-account's value is about $670,000. I have about five and a..

Annuities

Are fixed annuities good a product?

money

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