Insurance & Annuities Questions

Hi Terry- I’m 63 and have enough am deliberating wether or not to buy a paid up LTC policy or..

Is buying more life insurance a good idea? I have some cash to invest from the sale of a property,..

hi Terry,listen to you all the time,we have about 400.000 in iras , moved most of it to cash, cds..

We are in our 60’s with two college students graduating soon. We are concerned about LTC premiums rising. Both my..

I do understand that it’s recommended to keep working as long as possible. However, the stress of my job is..

Good morning, Both my husband and I are retired with a pension income. We attended a seminar on paying your..

For the last coupe of years, our auto insurance documents included a page referring to our Insurance Score and what..

We bought a $100k Guaranteed Income Annuity about 8 years ago. We know now that annuities are not the best..

Hi Terry, I nearly went bankrupt around 2014, after developing a serious autoimmune disorder. I was deep in credit card..

I am almost 44 years old. I have an almost six and three year old at home. I started having..

Hi Terry, my mom is 92 and she’s had a LT care policy with Genworth for many years. Her annual..

I currently get my insurance from my former government job. It also covers my wife and 4 children under 18...

What is your opinion of whole life policies? I’ve heard different sides, mostly negative. And if I have one what..

After an 88% premium increase 6 years ago I lowered my limits and kept the policy (went from 3 years..

I have two questions. 1. Do you have to pay taxes on a insurance policy if you cash it in?..

Can you send me the link ( Today’s WGN Morning Segment) where I can read more about insurance? Thank you.

Hi Terry, I heard you on WGN radio today discussing small business health insurance that has no cost to the..

flexible spending accounts (FSAs) good or bad idea? I’m 72 years old still working for non-forprofit org.

I am self employed and though I heard you on radio a while back talk about insurance for real small..

My mother is in a nursing home and has some money to pay the bill for about a year but..