Insurance & Annuities Questions

lifr insurance loan

I owe a mortgage on the home I presently live in. I want to buy another home and to pay...

LONG TERM CARE INSURANCE — really?

My wife (66) and myself (72) do not have LTC insurance as we have always thought it better to save...

Long Term Care Insurance

Terry My husband and I recently met with our financial advisor to discuss long term care insurance. My husband is...

homeowners insurance online comparisons?

Do you have a recommended site to shop for homeowners insurance? Terry Says:  There are actually a couple of sites...

Longevity annuity

Would have a recommendation that I could check with. Ed jones recommended Pacific Life- do you have others you like?...

long term care insurance reference

I am a widow..live alone should I consider long term insurance and what should I look for so I am...

Life Insurance — Still Need it?

My husband is 52 and his term life ends in April. At this point in his/our lives... should he get...

Disability insurance or college fund?

What are your views on Disability Insurance? I took out a policy 5 years ago after my divorce because I...

Life insurance Whole life insurance policies with Northwestern Mutual Life Ins. Co.

I have three NML insurance policies & all are paid up with quite high cash values, etc. I am retired...

Risky Life Insurance

This week you discussed life insurance. You were warning people about a certain type of policy that tends to be...

From Universal Life to Whole Life

We recently converted our universal whole life policies (which we had for 35 years) to whole life insurance. However, for...

IRA withdrawals hit Health Plan premium subsidy! Act NOW!

In 2014 I took money out of my Prudential IRA. Had some medical bills and had given my 2002 Ford...

term life insurance ending

At what point do you stop needing life insurance. my term life just ran out. to renew it went from...

Buy life insurance on grandkid’s parents?

Can (or should) my wife and I buy an adequate life policy on one or both of my daughter and son-in-law...

ACA open enrollment – How do CSR’s work?

Enrolling via the marketplace for the first time this year. Your article in the Tribune mentions cost sharing reductions potentially...

Medicare Supplemental Insurance Plans – any gotchas?

I am 69, and have been experiencing chronic back and hip pain. I received ultrasound physical therapy last year but...

Cancel my disability insurance now?

Do I still need disability insurance? I can afford it. I am a 61 yr. old dentist who hopes to...

Indexed universal life

What is your opinion of indexed universal life as part of a retirement strategy Terry Says:  Honestly, I think it...

Re: your recent column referencing Umbrella Insurance.

In your recent column on "5 kinds of insurance needed", under umbrella coverage,you stated ones requirement to have the "maximum...

Term Life Insurance after 65

Is it worth it? Terry Says:  Only if you are in good health -- and if you need the insurance...

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