Wild Card Questions
Non cashed check
Hi. Recently I found -$15k check from Bank of America about 2 years ago. (I was cleaning out a drawer)...
Daughter being evicted
My daughter is 42 yrs old and she has a 17 yr old daughter. They are on public aid Medicaid.They..
Budgeting with Different Viewpoints
Hi Terry my husband and I have a difference in opinion on how to formulate a budget. He says that..
PUBLIC SERVANT FAIRNESS BILL
My husband worked for CPS and retired early and got another job which qualified him for social security. Because he..
lawsuits
A friend of mine was in a car accident with a fatality. Very sad! There will probably be a law..
The U.S. economy
Hi Terry, With the U.S. government printing so much money over the last few years, will our economy collapse?
Gold
I do not understand what the advantage of having gold is (either physical or gold shares). When gold was the..
Family home bought 4 back taxes
I am a long-time disabled senior—income stopped after 32 years—still living in family home. Like others, having major financial difficulties..
Widows social security
I read your book and I’m afraid I’m getting too much. I just started getting checks for $3000 in 2017..
WEP/GPO
Have you covered the WEP/GPO issue? When I retired Social Security issued me a full retirement check of approximately $674...
Couples Financial Alignment of Goals
We have homes in Chicago & the FL Keys. Currently both retired and both homes paid off but the carrying..
401k / HCE non-discrimination test not completed after leaving the company
Hello – for 15 yrs I invested into my company 401k. For the approx 8 yrs of that time I..
Social Security spousal benefits — Kotlikoff answers a complicated one!!
Male 67, working, born 6/7/57; plan on waiting until 70 to file for benefits. Wife, 67 retired, born 4/19/57. My..
Disability/ SSDI — Very Tricky Calculations!
Hi Terry, I’m 54 and have been collecting SSDI for about 4 years due to major back problems. I’m a..
Social Security Clawbacks
his is sort of a question – i wrote to you about my mom who had Guillane Barre from a..
Abandoned/Unclaimed Stock Shares
Dear Ms. Savage: We have owned Johnson & Johnson stock for over 40 years. My wife and I have just..
Restaurant Credit Card Surcharges
2013 a Class Action by Merchants to Credit Card Companies allowed this to happen to consumers? This practice has become..
Paying for college with EE Bonds
Hi Terry, We have 76 EE Bonds that have reached the twenty year period and 10 out the 76 have..
Credits for New Electric Vehicles
In June of 2022, I entered into a binding contract to purchase a new Nissan Ariya electric SUV. On August..
Long Term Capital Gains
I had a credit card my husband did not know about – in order to avoid the “new” interest on..